Beautiful Lehenga

Beautiful Lehenga

Lehenga is a very popular, beautiful and stylish ladies wear worn at different occasions like parties, wedding functions etc. With a combination of rich, bright colors and attractive traditional embroidery, Lehenga Choli indeed makes women look more beautiful, elegant and graceful.

Simple Hair Style idea

Simple Hair Style idea

Summer Dress for Ladies

Summer Dress for the 2014 

Ladies have a look and make a choice to wear those dresses. 

Fashion is something that shows the personality and helps to make you beautiful .

So, Whats you waiting for have a look and search for those goods.

Stylish dress with all goodies .

 

2014 most waited dress for the summer



 

EAR RINGS

 NEWARI EAR RINGS

FIVE WAYS TO THINK YOURSELF THINNER

   5 WAYS TO THINK YOURSELF THINNER

Out of Sight Out of Mind

Drink glass of water first thing in morning. Clean out your kitchen & get rid of junk food to eliminate any temptations excellent,

Portion Control

Trick your mind into thinking you are eating more by putting your meals on smaller plates.

Drink up Water

Slip on water in between meals when you think you might be hungry. Chances are you are just thirsty.

Eat until you're 80%full

Taking smaller bites & avoiding distraction like TV will make a big difference & help you slim down faster.

Take a hike

When you're bored & want a snack, get up &take a walk instead of eating foods. If you are hungry then take a plate of fruits and adequate water.

Definition of working capital and its importance

Company needs current assets to run the daily business operation. So, Working Capital is the liquid capital (money) accessible within the company to take with its day-to-day activities. In other word, by calculating working capital we can find out the value of our current assets and we are able to meet our financial obligations. It is simply the current assets in excess of current liabilities is also known as working capital. Current assets include cash, bank, debtors, bill receivables, prepaid expenses, outstanding incomes. Similarly current liabilities includes creditors, outstanding bills, bank overdraft, bills payable and short term loans, outstanding expenses, advance incomes .We can calculate the working capital by following the formula is:

Working Capital =Current Assets – Current Liabilities

Importance of working capital

Working capital is an indicator of a company’s operating liquidity. If company has enough working capital they should be able to pay all of their short term expenses and liabilities and create their reputation in market. But if a company has zero working capital and then company cannot pay creditors in emergency time and either company becomes bankrupt or takes loan at higher rate of Interest.

The importance of working capital is to gives shareholders an idea of the company’s core or original operational efficiency. Money that is tied up in inventory or money that customers still owe to the company cannot be used to pay off any of the company's obligations. So, if a company is not operating in the most efficient manner it will show up as an increase in the working capital. This can be seen by comparing the working capital from one period to another; slow collection may signal an underlying problem in the company's operations.

Working Capital is important for large companies' ability to borrow, increase their share price, and pay expenses and short-term debts. Large companies pay attention to WC for the same reason as small ones do. Working Capital is a measure of liquidity, and thus is a measure of their future credit-worthiness.

Working Capital is important for small companies that cannot access financial markets to borrow, and for start-ups that need to survive until they break even. WC cannot guarantee whether a company is financially sound, but it gives some insight.

Working Capital is important to because it is a measure of a company's ability to pay off short-term expenses or debts. On the other hand, too much working capital means that some assets are not being invested for the long-term, so they are not being put to good use in helping the company grow as much as possible.

Working Capital is only one measure of a company's operating liquidity. It is not the only measure, and it is certainly not a guarantee of a company's ability to pay. A company may have positive Working Capital, but not enough cash to pay an expense tomorrow. Similarly, a company may have negative Working Capital, but may be able to adjust some of their debt into long-term debt in order to reduce their current liabilities.

Working Capital is an important metric, but is not the whole story of a company's financial health. Short term funding is important because, with long term funding already in place, the business still needs short term funding to operate. Without the short term funding, the business will go bankrupt.

Difference between NOPAT and Net income

Net Income

Net income appears on the company’s statement of income. It is the difference between total sales revenue and total costs and expenses. Total cost includes cost of goods sold including depreciation, and total expenses include selling, general, and administrative expenses, plus income deductions. Net income is usually specified as to whether it is before income taxes or after income taxes and interest expenses. It is important to differentiate between revenues and income, as revenues are the earnings of the company before subtracting expenses.

 Net Profit after Taxes

Net profit after taxes is the net income of the organization less all taxes. It is the sum of all revenues less all expenses, including cost of goods sold and all taxes. While it is almost the same as net income, this terminology frequently appears on the company’s financial statements in order to differentiate between profits before and after subtracting taxes. The only one difference is it does not include interest expenses.

Net income is a measure of the profitability of a venture after accounting for all costs. It is a quick indicator of the financial health of a company, which appears on the company’s statement of income. Net income is what remains after subtracting all the costs and NOPAT (Net Operating Profit after Taxes) is a measure of profit that excludes the costs and tax benefits of debt financing. NOPAT is what a company would earn if it didn’t have any debt. It is a company’s operating profit after subtracting     its tax liability. It can be expressed as: 

       NOPAT = EBIT (1-tax rate)

For companies with no debt and thus no interest expense, NOPAT is equal to net profit. This means NOPAT represents the company’s operating profit that would accrue to shareholders (after taxes) if the company had no debt. Because operating profit does not deduct interest expenses, NOPAT shows what a company’s net profit would have been if it were debt free. As such, it may provide a more accurate description of a company’s efficiency of operations for highly leveraged companies. Therefore, NOPAT is a better measure of performance of the firm than net income.

So, NOPAT is good to calculate or measure of the performance of a firms operation because debt lowers income. NOPAT is the amount of net income a company would generate if it had no debt and financial assets. To know the original indication of a company’s operation performance, NOPAT would want to take out debt to get a clearer image of the situation.

   

References:

• Aldridge, C. (nd). What Is the Difference Between Net Income and Net Profit After Tax. Retrieved from:http://smallbusiness.chron.com/difference-between-net-income-net-profit-after-tax-20663.html
• Brigham, E.F. & Ehrhardt, M.C. (2011).Financial Management: Theory and Practice.Mason, Ohio: South-Western Cengage Learning.

Know your Valentine Horoscope of 2014

Valentine's Day falls on a Friday in 2014, bringing extra opportunities to celebrate the romantic mood of this holiday ... which is intensified further by a Full Moon in dramatic Leo the same day! We can all expect the big gestures and extravagant emotions associated with this outgoing Fire sign. However, serious Saturn in skeptical Scorpio forms a tense square to the Full Moon, casting a shadow of doubt on our high hopes. It's wise, perhaps, to underplay feelings to avoid unpleasant mood swings. But get more info from your sign's horoscope to see if your heart will feel the heat of the cosmos this Valentine's Day!

sign of lovers

Aries (March 21 - April 19)

Your heart may be pounding hard with the outgoing Leo Full Moon in your 5th House of Romance. It's tempting to let your feelings get the better of you, but isn't that what this day of love is all about? Well, just don't be overly extravagant in expressing your feelings because sobering Saturn is part of the day's story. Its hard angles to the Sun and Moon suggest that a bit of self-restraint and patience is appropriate now.

Taurus (April 20 - May 20)

Even if your expectations are high, it's wise to keep them within a reasonable range. Today's Full Moon in Leo could trigger powerful feelings, especially at home, but they can swing dramatically from over-optimism to doubt and fear. Finding a middle course will allow you to enjoy the day without the stress of spending or hoping for too much. Appreciate what you have rather than counting on roses falling from the sky.

Gemini (May 21 - June 20)

While it would be nice to have plenty of leisure time to celebrate this day of love, taking care of business is likely to become your priority. Don't make elaborate plans because the complications involved may not be worth the effort and expense. Enjoying the company of a caring person while attending to your usual tasks can, strangely enough, wind up being more satisfying than dinner in a 5-star restaurant.

Cancer (June 21 - July 22)

Celebrate this special day by making a simple plan and sticking to it. While the Full Moon in extravagant Leo might tempt you to raise your romantic hopes to the highest level, there's something about a meal in a quiet, out-of-the-way place that's likely to arouse romantic feelings. Avoid impulsive behavior because this holiday can add heat to a slow cooking romance, while going too fast could lead to burnout.

Leo (July 23 - Aug. 22)

The Full Moon in your expressive zodiac sign should make this a dramatic day. Your emotions can run the gamut from exhilaration to despair and back again. If you enjoy a wild ride on your powerful feelings, you're in for a good time. But if you'd like some peace and comfort, lower your expectations and plan on a relaxed and pleasant experience instead of one that aims to be remembered forever.

Virgo (Aug. 23 - Sept. 22)

A luxurious evening in a private setting could be a perfect way to celebrate this Valentine's Day. The extravagant Leo Full Moon occurs in your private 12th House where getting away from it all is ideal. Make this a magical time when you're free to be as bold and playful as possible. Avoid crowded and well-lit places to share a dark corner where your imagination creates a secret, out-of-this-world atmosphere.

Libra (Sept. 23 - Oct. 22)

Celebrating this lovers' event with a group might not sound like the most romantic idea, but it makes sense this year. That's because today's enthusiastic Leo Full Moon falls in your 11th House of Friends. Think of this as a time for a party rather than a private experience. Having fun with others is especially desirable because it takes some of the pressure off of spending the evening with just one person.

Scorpio (Oct. 23 - Nov. 21)

This Valentine's Day has an aura of seriousness that makes a simple event more desirable than an extravagant one. Sobering Saturn in Scorpio forms a potent 90-degree square to today's brash Leo Full Moon, which can take the air out of a balloon that floats on high expectations. Cooking a special dinner or planning a quiet evening in a familiar setting offers the comfort that expensive gifts are less likely to provide.

Sagittarius (Nov. 22 - Dec. 21)

A playful Leo Full Moon adds an extra degree of romance to this special day.  This dramatic lunar event occurs in your 9th House of Travel, which makes planning a trip an ideal gift. If you can't do that, take in a foreign movie or eat out in a beautiful ethnic restaurant. Enjoy the evening without making elaborate promises though, because serious Saturn is lurking in the wings to bring the hammer down on unrealistic expectations.

Capricorn (Dec. 22 - Jan. 19)

The expectations of your partner could be extremely high with today's bold Leo Full Moon in your 8th House of Intimacy. This could turn out to be a very romantic time, but you'll probably need to plan it carefully to fulfill your expectations. Surprises are unlikely to prove successful, because knowing exactly what's going to happen will provide a sense of safety and comfort needed to get the closeness you want.

Aquarius (Jan. 20 - Feb. 18)

You're usually a pretty chill and relaxed individual, but that doesn't appear to represent your mood today. A Full Moon in dramatic Leo falls in your 7th House of Relationships to make this a highly emotional day. You or your partner might not want to do anything elaborate and would prefer a quiet evening at home. One big gesture, though, can spur romance without taking too much time or costing too much money.

Pisces (Feb. 19 - March 20)

Your romantic soul should soar on this special day thanks to a Full Moon in dramatic Leo. However, this event occurs in your 6th House of Work and Details, which can complicate your social plans. Take care of all the tasks that you can in advance to free up the time and energy needed to celebrate without distractions. Just don't let a minor problem push buttons that turn it into a mess that makes it harder to have fun.